- 1-800-901-8849
Looking for health insurance that offers true flexibility without network constraints? At EZ Access Insurance, our Hospital and Medical Indemnity plans deliver vital financial protection by providing a direct lump-sum benefit for covered hospital stays and medical expenses. This supplemental cash helps effortlessly offset out-of-pocket costs like deductibles, co-pays, and non-covered services.
Our licensed health insurance specialists handle the heavy lifting for you, matching your budget with personalized indemnity solutions, giving you the freedom to choose your preferred doctors, and locking in maximum coverage at highly competitive premium rates.
Indemnity plans are designed to give you peace of mind by paying cash benefits directly to you, rather than a medical provider, allowing you full control over your care and expenses.
We offer personalized indemnity insurance plans with competitive premium rates and flexible payment options tailored specifically to your exact medical needs and budget.
Our plans include a robust range of benefits, encompassing hospitalization, outpatient visits, surgeries, and critical illnesses, providing complete financial protection.
Enjoy exceptional service from our dedicated team. We assist you every step of the way, from understanding your personalized options to handling claims processing seamlessly.
Navigating health and liability insurance options shouldn’t be overwhelming. With decades of experience in the insurance industry, EZ Access Insurance eliminates the guesswork by cutting through the complexity to match you with the perfect indemnity plan.
Our dedicated team is committed to providing exceptional customer service, advocating for your healthcare needs, and guiding you toward comprehensive financial protection. Whether you need hospital indemnity to fill gaps in your existing coverage or medical indemnity to protect your healthcare practice from malpractice claims, we safeguard your financial future completely free of charge.
Unlike traditional insurance that dictates where you can go and what is covered, an indemnity plan provides a straightforward cash benefit, allowing you to use the funds for a wide range of services:
Our licensed advisors perform zero-cost, side-by-side plan comparisons across regional carriers to ensure you secure maximum coverage without overpaying.
Before enrolling in a hospital or medical indemnity plan, consider the following:
You don’t have to figure out supplemental insurance alone. Our experts are your dedicated advocates, handling the complex details:
When you choose an indemnity plan with us, you are investing in comprehensive protection designed around your life.
An indemnity plan is a type of medical insurance that provides a predetermined cash benefit for covered medical events, regardless of which doctor or hospital you choose. It pays you directly, without network restrictions.
No, it is a supplemental policy designed to complement your existing health insurance or Medicare plan. It fills coverage gaps by paying a lump-sum benefit to help cover deductibles or everyday expenses.
As the cash benefit is paid directly to you, you can use the funds however you see fit. This includes paying medical deductibles, covering transportation, or managing regular bills while you recover.
No. One of the biggest advantages of an indemnity health plan is total flexibility. You have complete freedom to visit any licensed doctor, specialist, or hospital of your choice without network limitations.